This at least partially looks like the keyfob system we use for computer security here at work. A one time PIN number flashes up on the keyfob screen and you have to input that to your computer with your regular static PIN number too. In the case of blind employees who can't see the PIN on the screen, the system has been adjusted so that we only tap in the static PIN. So essentially there is an agreement in place which currently recognises that blind people have a problem and allows for a lower level of security. Perhaps similar to the mobile applet, I'm aware that there is a small computer program that can be run which generates a spoken PIN number instead of what is seen on the keyfob. It's a bit of a mystery to me how that all works but esssentially you get about 30 seconds to tap it in to the password field on your computer before it refreshes with a new dynamic PIN. This kind of remote security is pretty common. I'd be interested to know how other people get round their remote security or what solutions are in place as it could inform what Visa are up to. And in any case, I thought we were all supposed to be using our mobiles as credit cards in the future anyway. The fact that the card itself can do all this electronically is probably a red herring and not too much to worry about. But it'd be good to know more about it. ...Damon -----Original Message----- From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On Behalf Of Edward Green Sent: 22 July 2010 18:38 To: access-uk@xxxxxxxxxxxxx Subject: [access-uk] Visa CodeSure Hi all, I post below the reply I received from Visa Europe about Visa CodeSure. For those of you who missed the thread, you can read more at http://www.visaeurope.com/en/newsroom/news/articles/2010/visa_codesure_g ets_green_light.aspx Ed "Dear Edward," "Thank you for your enquiry about Visa CodeSure." "We are acutely aware of the issues that people with a disability encounter and we spend a lot of time discussing their needs when we're developing new products." "Equally we are constantly looking at innovative ways to deliver the most secure payment products, however, not all will be suitable for everyone." "Visa CodeSure is currently ready for commercial launch having been piloted in a number of markets, however, it is not intended for all bank customers. As the authentication application (the keypad functionality on the payment card) may not be accessible for all, a mobile applet is in development and will be available through our members (banks and card issuing providers) for customers who have accessibility problems. It is important that customers with accessibility / disability restrictions let their banks know so that they can be provided with the most appropriate products that accommodate their needs." "I hope that this goes some way to clarify our position." "Thank you for your interest." http://www.bbc.co.uk/ This e-mail (and any attachments) is confidential and may contain personal views which are not the views of the BBC unless specifically stated. If you have received it in error, please delete it from your system. Do not use, copy or disclose the information in any way nor act in reliance on it and notify the sender immediately. Please note that the BBC monitors e-mails sent or received. Further communication will signify your consent to this. ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq