[etni] Fwd: Yahav/ Benleumi- HAV'HARA

From: ETNI list <etni.list@xxxxxxxxx>
To: Etni <etni@xxxxxxxxxxxxx>
Date: Mon, 27 Dec 2010 10:02:10 -0500
---------- Forwarded message ----------
From: Esther Revivo <estherrv@xxxxxxxxxxx>
Subject: Yahav/ Benleumi- HAV'HARA

Hi! I just spent an hour on the phone to Yahav and Benleumi. (Lucky
for me I'm on sick leave with a strep throat and free to check this
out.) Here's what I know as of now:

1- Any worker with a pay slip can move his/ her regular account from
any bank to Yahav and enjoy the lack of 'amalote' (commission) for
every little 'pips' you do ( like take out a printed update of your
account where you have to pay a set commission for every line
printed.) It used to be a bank only for gov't workers, but no more.
So, DO IT!

2- Secondly and most importantly, before having my hubby run off and
MOVE our keren hishtlamut to Yahav from Benleumi I called Benleumi
again to make sure I wouldn't pay a fine for moving my keren. Anat
insisted that ONLY teachers who have had their Shabbaton accounts in
their bank for 6 full years (and can technically open and remove their
money should they so choose) have the option of moving them to Yahav
as I wish to do. (Yahav insists that's baloney so I'm waiting for a
supervisor to get back to me.) For, Anat (benleumi lady) read me the
'small print' and this seems to be the case.

So, if anyone out there in ETNI land is better than yours truly
understanding Ivrit, could you please go to kranoth.org.il and see
what's what; that is the site where the info. about WHO can move their
keren and who cannot is written.

The 2nd nice Ben Leumi lady Anna I later spoke to said that it was
Histadrut Hamorim (another reason I'm glad I moved to Irgun besides
ofek chadash) was responsible for choosing the particular fund which
will now play Russian roulette with our funds. I specifically asked,
'Is there any assurance whatsoever (let's for a minute put aside the
possibility of gains,) that my KEREN – 35.000 NIS will be insured and
I won't lose money if G-d forbid a new Bernie Madoff wreaks havoc on
world markets? Sadly the answer is no. Way to go Histadrut!

Since far from wealthy, I called Yahav back again and a supervisor is
supposed to call me within the next 2 hrs.to give me his opinion.
Without anything in writing I will NOT move my keren as Anat said I
will lose 45% of my moolah as if I cashed it in early if I do so. Will
keep you posted about the new yahav/ ben leumi tele novella.

Don't ask me about Gal and Reshef. I have no idea. Can anyone please
tell me WHY they heard that one is better than the other?
Additionally, does this transfer also need to be executed before
January 1st? Phew!

 It's bad enough we EFL folks make bubkes (Yiddish for peanuts)
without those bureaucrats  getting their dirty little fingers onto the
little we do earn without our permission. Whoever said life is fair?

Esther Revivo
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[etni] Fwd: Yahav/ Benleumi- HAV'HARA

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