according to what I've heard shoulder surfing is a brilliant way of getting
your pin.
As for what you said about fraud, I've said for ages that the cards aren't
safe coming through the post like that.
Also consider this, as you say, someone gets your details by opening your
card, imagine that they then intercept your pin number, they could do that
but not necessarily intercept your signature as you wouldn't have signed the
card at that point.
Trace
Hi Trace You said:My personal opinion is that its way easier to punch four numbers in to a keypad than forge a signature.
orry but all the evidence is that it's very very easy to
forge a signatures.
Fraud is actually down, (when card is used in shops) as a direct result of
chip and PIN.
However be aware fraud is up, for (card not present) internet shopping transactions.
Consider the following possible way of fraud:
Bank sends you card. Someone opens the envelope before you get it. They then make note of your name, address, card number (as well as the card's security number) They then reseal the envelope and when you receive it you won't be aware someone else has all the details then need, to shop at your expense, on internet!
Regards, Derek
e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx
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