[access-uk] Re: chip and PIN

  • From: "Ray's Home" <rays-home@xxxxxxxxxxxxxxxxxx>
  • To: <access-uk@xxxxxxxxxxxxx>
  • Date: Mon, 4 Apr 2005 16:44:09 +0100

Yes Derek, I believe that many people who have had a cash/debit card have been 
allocated the same number for C and P as for cash point withdrawals.  You can 
however change the PIN for use at the cash machine without affecting the C and 
P number, or at least you can with Lloyds TSB.  Just the one card in my case.

True, some may find remembering two numbers a bit off-putting, but it works for 
me.  It does have the advantage of making your card useless for thieves who 
grab it who may have seen your C and P number and go straight off to withdraw 
cash.  If I've one criticism of C and P machines it is that it is too easy for 
others to see from a distance the number you enter.  Many are much too open 
visually.
Ray

Personal emails:  Email me at
mailto:ray-48@xxxxxxxx

----- Original Message ----- 
From: "Derek Hornby" <derek.hornby_uk@xxxxxxxxxxxxxxx>
To: <access-uk@xxxxxxxxxxxxx>
Sent: Monday, April 04, 2005 4:27 PM
Subject: [access-uk] Re: chip and PIN


> Hi Ray
>> But at least I ffound out that you can indeed have a separate number for
>> cash point use to the one you use for chip and pin when purchasing goods.
> 
> That maybe true for your bank but it's very very unusual and makes no sense
> either.
> 
> A pin that's used for chip and PINm is same PIN for the ATM.
> Why would anyone want to have  a different PIN?
> And if you change a PIN  at the ATM, how would the system know you want
> to change ATM  PIN, or chip  and  PIN change?
> 
> Could you please clarify, are you saying you have 2 cards, one you use
> for chip and PIN, and one for the ATM. or are you saying you have one card
> with 2  separate PINS for that 1  card.
> 
> If you have 2 cards  for same account, then either card's PIN  will work for
> both ATM and chip and PIN.
> 
> Regards,
> Derek
> 
> e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx
> 
> 
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